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 Northwoods Bank of Minnesota
Northwoods Bank of Minnesota
| RSSD ID 284752 | CERTIFICATE 1415 | ABA NUMBER 91214753 |
| 1200 First St E |
Quarter Ended : |
2025-12-31 |
| Park Rapids, Minnesota, 56470 |
Updated : |
2026-01-23 |
| www.northwoodsbank.com |
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| Institution Profile |
| Year Opened : |
1919 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 143,037 |
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Total Interest Income | 6,655 |
| Total Liabilities | 130,037 |
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Total NonInterest Income | 584 |
| Total Bank Equity Capital | 13,000 |
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Total Interest Expense | 1,663 |
| Total Deposits | 126,259 |
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Total NonInterest Expense | 4,246 |
| Net Loans & Leases | 76,592 |
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Net Income | 1,372 |
| Loan Loss Allowance | 1,009 |
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Net Charge Offs | (8) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 77,985 |
| Total assets for the leverage ratio | 143,554 |
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Loans secured by real estate: | 71,102 |
| Tier 1 Leverage Ratio | 10.93 |
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Commercial and industrial loans | 3,223 |
| Off Balance Sheet Exposures (%) | 6.34 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,300 |
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:· Northwoods Bank of Minnesota
