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 First Capital Bank
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First Capital Bank
| RSSD ID 2849463 | CERTIFICATE 34966 | ABA NUMBER 53274061 |
| 304 Meeting St |
Quarter Ended : |
2026-06-30 |
| Charleston, South Carolina, 29401 |
Updated : |
2026-07-17 |
| www.bankwithfirstcapitalbank.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
98 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,318,461 |
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Total Interest Income | 37,684 |
| Total Liabilities | 1,195,304 |
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Total NonInterest Income | 1,229 |
| Total Bank Equity Capital | 123,157 |
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Total Interest Expense | 17,362 |
| Total Deposits | 1,108,599 |
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Total NonInterest Expense | 11,495 |
| Net Loans & Leases | 1,079,212 |
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Net Income | 6,997 |
| Loan Loss Allowance | 11,157 |
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Net Charge Offs | (23) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,078,314 |
| Total assets for the leverage ratio | 1,284,485 |
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Loans secured by real estate: | 988,457 |
| Tier 1 Leverage Ratio | 9.58 |
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Commercial and industrial loans | 84,382 |
| Off Balance Sheet Exposures (%) | 7.59 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,475 |
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:· First Capital Bank
