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 First Capital Bank
First Capital Bank
| RSSD ID 2849463 | CERTIFICATE 34966 | ABA NUMBER 53274061 |
| 304 Meeting St |
Quarter Ended : |
2025-12-31 |
| Charleston, South Carolina, 29401 |
Updated : |
2026-01-22 |
| www.bankwithfirstcapitalbank.com |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
93 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,139,207 |
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Total Interest Income | 65,455 |
| Total Liabilities | 1,033,081 |
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Total NonInterest Income | 2,442 |
| Total Bank Equity Capital | 106,126 |
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Total Interest Expense | 31,244 |
| Total Deposits | 941,662 |
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Total NonInterest Expense | 20,854 |
| Net Loans & Leases | 978,642 |
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Net Income | 10,668 |
| Loan Loss Allowance | 9,960 |
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Net Charge Offs | 40 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 116,635 |
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Total loans | 959,850 |
| Total assets for the leverage ratio | 1,114,658 |
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Loans secured by real estate: | 883,773 |
| Tier 1 Leverage Ratio | 9.5 |
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Commercial and industrial loans | 69,420 |
| Tier 1 Capital Ratio | 10.94 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.04 |
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Loans to individuals - Other | 6,324 |
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:· First Capital Bank
