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 Capitol National Bank
Capitol National Bank
| RSSD ID 285544 | CERTIFICATE 24199 | ABA NUMBER 72413450 |
| 200 N Washington Sq |
Quarter Ended : |
2025-12-31 |
| Lansing, Michigan, 48933 |
Updated : |
2026-02-13 |
| www.capitolnational.com |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 212,529 |
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Total Interest Income | 12,247 |
| Total Liabilities | 180,703 |
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Total NonInterest Income | 681 |
| Total Bank Equity Capital | 31,826 |
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Total Interest Expense | 2,008 |
| Total Deposits | 166,226 |
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Total NonInterest Expense | 5,924 |
| Net Loans & Leases | 140,615 |
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Net Income | 4,021 |
| Loan Loss Allowance | 3,974 |
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Net Charge Offs | (2) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 153,367 |
| Total assets for the leverage ratio | 203,018 |
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Loans secured by real estate: | 122,570 |
| Tier 1 Leverage Ratio | 15.72 |
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Commercial and industrial loans | 13,268 |
| Off Balance Sheet Exposures (%) | 8.44 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 97 |
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:· Capitol National Bank
