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 The Paducah Bank and Trust Company
The Paducah Bank and Trust Company
| RSSD ID 285740 | CERTIFICATE 16664 | ABA NUMBER 83900402 |
| 555 Jefferson St |
Quarter Ended : |
2025-12-31 |
| Paducah, Kentucky, 42001 |
Updated : |
2026-01-22 |
| www.paducahbank.com |
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| Institution Profile |
| Year Opened : |
1948 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
144 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,017,221 |
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Total Interest Income | 58,104 |
| Total Liabilities | 904,033 |
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Total NonInterest Income | 8,831 |
| Total Bank Equity Capital | 113,188 |
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Total Interest Expense | 18,249 |
| Total Deposits | 805,802 |
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Total NonInterest Expense | 28,893 |
| Net Loans & Leases | 776,196 |
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Net Income | 18,331 |
| Loan Loss Allowance | 12,508 |
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Net Charge Offs | 136 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 126,530 |
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Total loans | 786,463 |
| Total assets for the leverage ratio | 1,012,404 |
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Loans secured by real estate: | 598,644 |
| Tier 1 Leverage Ratio | 11.47 |
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Commercial and industrial loans | 177,860 |
| Tier 1 Capital Ratio | 13.93 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.18 |
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Loans to individuals - Other | 4,430 |
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:· The Paducah Bank and Trust Company
