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 The Paducah Bank and Trust Company
The Paducah Bank and Trust Company
| RSSD ID 285740 | CERTIFICATE 16664 | ABA NUMBER 83900402 |
| 555 Jefferson St |
Quarter Ended : |
2025-06-30 |
| Paducah, Kentucky, 42001 |
Updated : |
2025-07-17 |
| www.paducahbank.com |
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| Institution Profile |
| Year Opened : |
1948 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
142 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,026,677 |
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Total Interest Income | 28,655 |
| Total Liabilities | 919,302 |
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Total NonInterest Income | 4,346 |
| Total Bank Equity Capital | 107,375 |
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Total Interest Expense | 9,655 |
| Total Deposits | 823,122 |
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Total NonInterest Expense | 14,274 |
| Net Loans & Leases | 733,803 |
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Net Income | 8,469 |
| Loan Loss Allowance | 11,955 |
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Net Charge Offs | 71 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 123,030 |
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Total loans | 747,207 |
| Total assets for the leverage ratio | 1,034,624 |
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Loans secured by real estate: | 569,043 |
| Tier 1 Leverage Ratio | 10.92 |
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Commercial and industrial loans | 167,443 |
| Tier 1 Capital Ratio | 14.16 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.41 |
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Loans to individuals - Other | 4,953 |
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:· The Paducah Bank and Trust Company
