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 The Peoples Bank
The Peoples Bank
| RSSD ID 285928 | CERTIFICATE 16968 | ABA NUMBER 53207533 |
| 801 E Front St |
Quarter Ended : |
2025-12-31 |
| Iva, South Carolina, 29655 |
Updated : |
2026-01-30 |
| www.peoplesbanksc.com |
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| Institution Profile |
| Year Opened : |
1951 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
81 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 439,480 |
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Total Interest Income | 20,778 |
| Total Liabilities | 393,247 |
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Total NonInterest Income | 3,223 |
| Total Bank Equity Capital | 46,233 |
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Total Interest Expense | 3,595 |
| Total Deposits | 390,511 |
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Total NonInterest Expense | 12,804 |
| Net Loans & Leases | 260,264 |
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Net Income | 7,002 |
| Loan Loss Allowance | 3,170 |
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Net Charge Offs | (13) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 58,039 |
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Total loans | 264,093 |
| Total assets for the leverage ratio | 450,251 |
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Loans secured by real estate: | 253,905 |
| Tier 1 Leverage Ratio | 12.11 |
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Commercial and industrial loans | 4,592 |
| Tier 1 Capital Ratio | 17.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.58 |
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Loans to individuals - Other | 4,498 |
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:· The Peoples Bank
