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 Community Bank of the South
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Community Bank of the South
| RSSD ID 2860039 | CERTIFICATE 35212 | ABA NUMBER 63114894 |
| 277 N Sykes Creek Pkwy |
Quarter Ended : |
2026-06-30 |
| Merritt Island, Florida, 32953 |
Updated : |
2026-07-28 |
| www.cbos.bank |
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| Institution Profile |
| Year Opened : |
1999 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 266,460 |
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Total Interest Income | 5,357 |
| Total Liabilities | 246,349 |
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Total NonInterest Income | 200 |
| Total Bank Equity Capital | 20,111 |
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Total Interest Expense | 1,651 |
| Total Deposits | 242,817 |
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Total NonInterest Expense | 2,348 |
| Net Loans & Leases | 77,450 |
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Net Income | 1,098 |
| Loan Loss Allowance | 977 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 25,308 |
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Total loans | 75,872 |
| Total assets for the leverage ratio | 255,075 |
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Loans secured by real estate: | 65,853 |
| Tier 1 Leverage Ratio | 9.49 |
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Commercial and industrial loans | 7,981 |
| Tier 1 Capital Ratio | 21.73 |
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Loans to individuals - Credit Cards | 735 |
| Total Capital Ratio | 22.72 |
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Loans to individuals - Other | 1,337 |
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:· Community Bank of the South
