|
 |
 |
|
Auto Club Trust, FSB
Auto Club Trust, FSB
RSSD ID 2860459 | CERTIFICATE 35115 | ABA NUMBER 72471955 |
1 Auto Club Dr |
Quarter Ended : |
2025-03-31 |
Dearborn, Michigan, 48126 |
Updated : |
2025-05-09 |
Institution Profile |
Year Opened : |
1999 |
Institution Type : |
Savings bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
041 |
|
Specialization : |
Consumer Lending Specialization |
Number of Employees : |
65 |
|
|
|
|
|
Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
Total Assets | 466,093 |
|
Total Interest Income | 5,838 |
Total Liabilities | 433,921 |
|
Total NonInterest Income | 2,376 |
Total Bank Equity Capital | 32,172 |
|
Total Interest Expense | 4,112 |
Total Deposits | 339,070 |
|
Total NonInterest Expense | 5,169 |
Net Loans & Leases | 238,742 |
|
Net Income | (937) |
Loan Loss Allowance | 3,276 |
|
Net Charge Offs | 357 |
|
|
|
Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
Total capital | 53,038 |
|
Total loans | 248,610 |
Total assets for the leverage ratio | 507,165 |
|
Loans secured by real estate: | 143,137 |
Tier 1 Leverage Ratio | 9.8 |
|
Commercial and industrial loans | 0 |
Tier 1 Capital Ratio | 17.94 |
|
Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 19.13 |
|
Loans to individuals - Other | 105,473 |
|
|
|
|