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 American Community Bank
American Community Bank
| RSSD ID 2871558 | CERTIFICATE 35033 | ABA NUMBER 21413388 |
| 300 Glen St |
Quarter Ended : |
2025-09-30 |
| Glen Cove, New York, 11542 |
Updated : |
2025-10-30 |
| www.acbalways.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
45 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 297,127 |
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Total Interest Income | 12,678 |
| Total Liabilities | 259,057 |
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Total NonInterest Income | 891 |
| Total Bank Equity Capital | 38,070 |
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Total Interest Expense | 3,469 |
| Total Deposits | 238,990 |
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Total NonInterest Expense | 6,929 |
| Net Loans & Leases | 231,120 |
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Net Income | 2,283 |
| Loan Loss Allowance | 2,840 |
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Net Charge Offs | 13 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 239,045 |
| Total assets for the leverage ratio | 302,794 |
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Loans secured by real estate: | 232,427 |
| Tier 1 Leverage Ratio | 13.16 |
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Commercial and industrial loans | 5,860 |
| Off Balance Sheet Exposures (%) | 5.75 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 9 |
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:· American Community Bank
