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Readlyn Savings Bank
Readlyn Savings Bank
RSSD ID 287342 | CERTIFICATE 9300 | ABA NUMBER 73915494 |
141 Main St |
Quarter Ended : |
2025-03-31 |
Readlyn, Iowa, 50668 |
Updated : |
2025-05-12 |
www.readlynsavingsbank.com |
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Institution Profile |
Year Opened : |
1904 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
041 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
2 |
Number of Employees : |
15 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 144,642 |
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Total Interest Income | 1,809 |
Total Liabilities | 119,791 |
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Total NonInterest Income | 30 |
Total Bank Equity Capital | 24,851 |
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Total Interest Expense | 675 |
Total Deposits | 109,168 |
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Total NonInterest Expense | 498 |
Net Loans & Leases | 105,768 |
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Net Income | 638 |
Loan Loss Allowance | 1,348 |
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Net Charge Offs | 0 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 29,449 |
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Total loans | 105,399 |
Total assets for the leverage ratio | 142,496 |
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Loans secured by real estate: | 57,156 |
Tier 1 Leverage Ratio | 19.72 |
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Commercial and industrial loans | 16,068 |
Tier 1 Capital Ratio | 24.62 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 25.8 |
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Loans to individuals - Other | 2,369 |
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