|
 |
|
|
 Readlyn Savings Bank
Readlyn Savings Bank
| RSSD ID 287342 | CERTIFICATE 9300 | ABA NUMBER 73915494 |
| 141 Main St |
Quarter Ended : |
2025-12-31 |
| Readlyn, Iowa, 50668 |
Updated : |
2026-01-19 |
| www.readlynsavingsbank.com |
|
| Institution Profile |
| Year Opened : |
1904 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
14 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 147,914 |
|
Total Interest Income | 7,427 |
| Total Liabilities | 121,438 |
|
Total NonInterest Income | 120 |
| Total Bank Equity Capital | 26,476 |
|
Total Interest Expense | 2,713 |
| Total Deposits | 111,655 |
|
Total NonInterest Expense | 1,993 |
| Net Loans & Leases | 95,805 |
|
Net Income | 2,706 |
| Loan Loss Allowance | 1,348 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 30,222 |
|
Total loans | 92,854 |
| Total assets for the leverage ratio | 148,624 |
|
Loans secured by real estate: | 51,718 |
| Tier 1 Leverage Ratio | 19.43 |
|
Commercial and industrial loans | 14,738 |
| Tier 1 Capital Ratio | 26.22 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 27.45 |
|
Loans to individuals - Other | 2,824 |
|
|
|
|
:· Readlyn Savings Bank
