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 Cypress Bank & Trust
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Cypress Bank & Trust
| RSSD ID 2873598 | CERTIFICATE 35506 | ABA NUMBER 63117024 |
| 6115 N Wickham Rd |
Quarter Ended : |
2026-06-30 |
| Melbourne, Florida, 32940 |
Updated : |
2026-07-30 |
| www.cypressbanktrust.com |
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| Institution Profile |
| Year Opened : |
1996 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
55 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 256,842 |
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Total Interest Income | 6,250 |
| Total Liabilities | 228,240 |
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Total NonInterest Income | 6,277 |
| Total Bank Equity Capital | 28,602 |
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Total Interest Expense | 2,180 |
| Total Deposits | 219,309 |
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Total NonInterest Expense | 8,206 |
| Net Loans & Leases | 168,092 |
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Net Income | 1,447 |
| Loan Loss Allowance | 1,835 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 165,168 |
| Total assets for the leverage ratio | 243,290 |
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Loans secured by real estate: | 145,828 |
| Tier 1 Leverage Ratio | 11.76 |
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Commercial and industrial loans | 13,449 |
| Off Balance Sheet Exposures (%) | 4.2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,299 |
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:· Cypress Bank & Trust
