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 Citizens First Bank
Citizens First Bank
| RSSD ID 2882983 | CERTIFICATE 35477 | ABA NUMBER 73922762 |
| 1442 Lincoln Way |
Quarter Ended : |
2025-12-31 |
| Clinton, Iowa, 52732 |
Updated : |
2026-01-26 |
| www.gocfb.bank |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
52 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 359,258 |
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Total Interest Income | 17,797 |
| Total Liabilities | 336,589 |
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Total NonInterest Income | 1,986 |
| Total Bank Equity Capital | 22,669 |
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Total Interest Expense | 8,767 |
| Total Deposits | 280,087 |
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Total NonInterest Expense | 8,122 |
| Net Loans & Leases | 273,018 |
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Net Income | 1,075 |
| Loan Loss Allowance | 3,287 |
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Net Charge Offs | 1,646 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 32,725 |
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Total loans | 266,783 |
| Total assets for the leverage ratio | 357,798 |
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Loans secured by real estate: | 188,881 |
| Tier 1 Leverage Ratio | 8.22 |
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Commercial and industrial loans | 49,041 |
| Tier 1 Capital Ratio | 9.96 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.09 |
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Loans to individuals - Other | 5,015 |
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:· Citizens First Bank
