|
 |
|
|
 Citizens First Bank
Citizens First Bank
| RSSD ID 2882983 | CERTIFICATE 35477 | ABA NUMBER 73922762 |
| 1442 Lincoln Way |
Quarter Ended : |
2025-03-31 |
| Clinton, Iowa, 52732 |
Updated : |
2025-05-02 |
| www.gocfb.bank |
|
| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
51 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 327,977 |
|
Total Interest Income | 3,910 |
| Total Liabilities | 311,425 |
|
Total NonInterest Income | 434 |
| Total Bank Equity Capital | 16,552 |
|
Total Interest Expense | 2,079 |
| Total Deposits | 263,497 |
|
Total NonInterest Expense | 1,909 |
| Net Loans & Leases | 234,775 |
|
Net Income | (1,173) |
| Loan Loss Allowance | 4,642 |
|
Net Charge Offs | 16 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 29,391 |
|
Total loans | 238,443 |
| Total assets for the leverage ratio | 334,419 |
|
Loans secured by real estate: | 151,810 |
| Tier 1 Leverage Ratio | 7.81 |
|
Commercial and industrial loans | 65,824 |
| Tier 1 Capital Ratio | 10.02 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.27 |
|
Loans to individuals - Other | 4,654 |
|
|
|
|
:· Citizens First Bank
