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 Northern Interstate Bank, N. A.
Northern Interstate Bank, N. A.
| RSSD ID 289056 | CERTIFICATE 13784 | ABA NUMBER 91107705 |
| 501 W Us Highway 2 |
Quarter Ended : |
2025-12-31 |
| Norway, Michigan, 49870 |
Updated : |
2026-01-20 |
| www.banknib.com |
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| Institution Profile |
| Year Opened : |
1901 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
5 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 191,111 |
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Total Interest Income | 7,177 |
| Total Liabilities | 179,937 |
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Total NonInterest Income | 775 |
| Total Bank Equity Capital | 11,174 |
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Total Interest Expense | 2,144 |
| Total Deposits | 168,837 |
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Total NonInterest Expense | 4,156 |
| Net Loans & Leases | 78,183 |
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Net Income | 1,330 |
| Loan Loss Allowance | 791 |
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Net Charge Offs | (27) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 78,067 |
| Total assets for the leverage ratio | 189,458 |
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Loans secured by real estate: | 68,139 |
| Tier 1 Leverage Ratio | 9.3 |
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Commercial and industrial loans | 6,623 |
| Off Balance Sheet Exposures (%) | 3.76 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,287 |
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:· Northern Interstate Bank, N. A.
