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 Cornerstone Capital Bank, SSB
Cornerstone Capital Bank, SSB
| RSSD ID 2891622 | CERTIFICATE 1213 | ABA NUMBER 111326275 |
| 1177 West Loop S |
Quarter Ended : |
2025-12-31 |
| Houston, Texas, 77027 |
Updated : |
2026-01-30 |
| www.cornerstonecapital.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
7 |
Number of Employees : |
1,388 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,469,832 |
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Total Interest Income | 111,043 |
| Total Liabilities | 2,094,783 |
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Total NonInterest Income | 298,209 |
| Total Bank Equity Capital | 339,948 |
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Total Interest Expense | 64,818 |
| Total Deposits | 1,308,987 |
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Total NonInterest Expense | 293,586 |
| Net Loans & Leases | 794,564 |
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Net Income | 16,122 |
| Loan Loss Allowance | 9,245 |
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Net Charge Offs | 156 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 358,201 |
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Total loans | 1,514,706 |
| Total assets for the leverage ratio | 2,312,784 |
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Loans secured by real estate: | 1,293,680 |
| Tier 1 Leverage Ratio | 15.08 |
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Commercial and industrial loans | 218,158 |
| Tier 1 Capital Ratio | 21.18 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.76 |
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Loans to individuals - Other | 2,867 |
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:· Cornerstone Capital Bank, SSB
