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 Guaranty Bank and Trust Company
Guaranty Bank and Trust Company
| RSSD ID 289739 | CERTIFICATE 17767 | ABA NUMBER 65204980 |
| 175 New Roads St |
Quarter Ended : |
2025-12-31 |
| New Roads, Louisiana, 70760 |
Updated : |
2026-01-29 |
| guaranty-bnk.com |
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| Institution Profile |
| Year Opened : |
1957 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
77 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 306,576 |
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Total Interest Income | 18,249 |
| Total Liabilities | 264,876 |
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Total NonInterest Income | 401 |
| Total Bank Equity Capital | 41,700 |
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Total Interest Expense | 4,091 |
| Total Deposits | 264,383 |
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Total NonInterest Expense | 9,707 |
| Net Loans & Leases | 219,642 |
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Net Income | 3,355 |
| Loan Loss Allowance | 2,425 |
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Net Charge Offs | 219 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 45,786 |
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Total loans | 222,005 |
| Total assets for the leverage ratio | 302,372 |
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Loans secured by real estate: | 164,451 |
| Tier 1 Leverage Ratio | 14.34 |
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Commercial and industrial loans | 7,082 |
| Tier 1 Capital Ratio | 20.63 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 21.78 |
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Loans to individuals - Other | 6,140 |
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:· Guaranty Bank and Trust Company
