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The National Bank of Adams County of West Union
The National Bank of Adams County of West Union
| RSSD ID 290922 | CERTIFICATE 6728 | ABA NUMBER 42207379 |
| 28 Market St |
Quarter Ended : |
2025-09-30 |
| West Union, Ohio, 45693 |
Updated : |
2025-10-22 |
| www.nbaconline.com |
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| Institution Profile |
| Year Opened : |
1928 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
15 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 112,050 |
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Total Interest Income | 4,300 |
| Total Liabilities | 99,357 |
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Total NonInterest Income | 265 |
| Total Bank Equity Capital | 12,693 |
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Total Interest Expense | 1,100 |
| Total Deposits | 98,937 |
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Total NonInterest Expense | 1,543 |
| Net Loans & Leases | 54,086 |
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Net Income | 1,922 |
| Loan Loss Allowance | 767 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 54,816 |
| Total assets for the leverage ratio | 110,691 |
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Loans secured by real estate: | 48,825 |
| Tier 1 Leverage Ratio | 11.47 |
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Commercial and industrial loans | 2,255 |
| Off Balance Sheet Exposures (%) | 0.73 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,142 |
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