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 Bank of Hydro
Bank of Hydro
| RSSD ID 291059 | CERTIFICATE 10674 | ABA NUMBER 103105394 |
| 146 W Main St |
Quarter Ended : |
2025-03-31 |
| Hydro, Oklahoma, 73048 |
Updated : |
2025-04-29 |
| www.bankofhydro.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 173,324 |
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Total Interest Income | 3,237 |
| Total Liabilities | 154,346 |
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Total NonInterest Income | 186 |
| Total Bank Equity Capital | 18,978 |
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Total Interest Expense | 1,101 |
| Total Deposits | 151,145 |
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Total NonInterest Expense | 1,022 |
| Net Loans & Leases | 143,513 |
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Net Income | 1,307 |
| Loan Loss Allowance | 1,410 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 143,480 |
| Total assets for the leverage ratio | 183,943 |
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Loans secured by real estate: | 126,019 |
| Tier 1 Leverage Ratio | 10.32 |
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Commercial and industrial loans | 7,280 |
| Off Balance Sheet Exposures (%) | 9.95 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,050 |
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:· Bank of Hydro
