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 Bank of Hydro
Bank of Hydro
| RSSD ID 291059 | CERTIFICATE 10674 | ABA NUMBER 103105394 |
| 146 W Main St |
Quarter Ended : |
2025-12-31 |
| Hydro, Oklahoma, 73048 |
Updated : |
2026-01-27 |
| www.bankofhydro.com |
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| Institution Profile |
| Year Opened : |
1903 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 167,849 |
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Total Interest Income | 12,711 |
| Total Liabilities | 147,748 |
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Total NonInterest Income | 855 |
| Total Bank Equity Capital | 20,101 |
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Total Interest Expense | 3,969 |
| Total Deposits | 143,534 |
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Total NonInterest Expense | 4,441 |
| Net Loans & Leases | 155,849 |
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Net Income | 5,801 |
| Loan Loss Allowance | 750 |
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Net Charge Offs | 35 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 151,420 |
| Total assets for the leverage ratio | 167,023 |
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Loans secured by real estate: | 133,040 |
| Tier 1 Leverage Ratio | 12.04 |
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Commercial and industrial loans | 8,791 |
| Off Balance Sheet Exposures (%) | 9.21 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,610 |
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:· Bank of Hydro
