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 United National Bank
United National Bank
| RSSD ID 2914727 | CERTIFICATE 35427 | ABA NUMBER 61219898 |
| 722 N Broad St |
Quarter Ended : |
2025-12-31 |
| Cairo, Georgia, 39828 |
Updated : |
2026-02-03 |
| www.unbonline.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
39 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 312,069 |
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Total Interest Income | 20,965 |
| Total Liabilities | 265,514 |
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Total NonInterest Income | 60 |
| Total Bank Equity Capital | 46,555 |
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Total Interest Expense | 6,459 |
| Total Deposits | 257,295 |
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Total NonInterest Expense | 8,429 |
| Net Loans & Leases | 226,208 |
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Net Income | 4,437 |
| Loan Loss Allowance | 5,036 |
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Net Charge Offs | 206 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 49,126 |
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Total loans | 235,342 |
| Total assets for the leverage ratio | 314,422 |
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Loans secured by real estate: | 163,103 |
| Tier 1 Leverage Ratio | 14.79 |
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Commercial and industrial loans | 22,645 |
| Tier 1 Capital Ratio | 22.47 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.73 |
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Loans to individuals - Other | 8,151 |
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:· United National Bank
