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United National Bank
United National Bank
| RSSD ID 2914727 | CERTIFICATE 35427 | ABA NUMBER 61219898 |
| 722 N Broad St |
Quarter Ended : |
2025-09-30 |
| Cairo, Georgia, 39828 |
Updated : |
2025-10-29 |
| www.unbonline.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
37 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 311,656 |
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Total Interest Income | 15,642 |
| Total Liabilities | 266,209 |
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Total NonInterest Income | 0 |
| Total Bank Equity Capital | 45,447 |
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Total Interest Expense | 4,786 |
| Total Deposits | 257,897 |
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Total NonInterest Expense | 6,308 |
| Net Loans & Leases | 230,849 |
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Net Income | 3,308 |
| Loan Loss Allowance | 5,097 |
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Net Charge Offs | 120 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 47,978 |
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Total loans | 233,688 |
| Total assets for the leverage ratio | 308,629 |
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Loans secured by real estate: | 158,623 |
| Tier 1 Leverage Ratio | 14.7 |
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Commercial and industrial loans | 19,158 |
| Tier 1 Capital Ratio | 22.04 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 23.31 |
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Loans to individuals - Other | 8,418 |
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