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 North State Bank
North State Bank
| RSSD ID 2915461 | CERTIFICATE 35519 | ABA NUMBER 53112356 |
| 6204 Falls Of The Neuse Road |
Quarter Ended : |
2025-09-30 |
| Raleigh, North Carolina, 27609 |
Updated : |
2025-10-21 |
| www.northstatebank.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
191 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,370,265 |
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Total Interest Income | 54,890 |
| Total Liabilities | 1,249,927 |
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Total NonInterest Income | 7,573 |
| Total Bank Equity Capital | 120,338 |
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Total Interest Expense | 15,660 |
| Total Deposits | 1,134,779 |
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Total NonInterest Expense | 37,873 |
| Net Loans & Leases | 1,144,115 |
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Net Income | 8,670 |
| Loan Loss Allowance | 7,828 |
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Net Charge Offs | 177 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 127,931 |
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Total loans | 1,162,802 |
| Total assets for the leverage ratio | 1,375,042 |
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Loans secured by real estate: | 1,034,277 |
| Tier 1 Leverage Ratio | 8.72 |
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Commercial and industrial loans | 124,190 |
| Tier 1 Capital Ratio | 11.23 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.98 |
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Loans to individuals - Other | 3,174 |
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:· North State Bank
