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 North State Bank
North State Bank
| RSSD ID 2915461 | CERTIFICATE 35519 | ABA NUMBER 53112356 |
| 6204 Falls Of The Neuse Road |
Quarter Ended : |
2025-12-31 |
| Raleigh, North Carolina, 27609 |
Updated : |
2026-01-27 |
| www.northstatebank.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
193 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,383,343 |
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Total Interest Income | 72,823 |
| Total Liabilities | 1,261,422 |
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Total NonInterest Income | 10,353 |
| Total Bank Equity Capital | 121,921 |
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Total Interest Expense | 20,788 |
| Total Deposits | 1,148,901 |
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Total NonInterest Expense | 48,967 |
| Net Loans & Leases | 1,146,999 |
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Net Income | 13,381 |
| Loan Loss Allowance | 7,459 |
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Net Charge Offs | 343 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 129,208 |
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Total loans | 1,167,474 |
| Total assets for the leverage ratio | 1,386,616 |
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Loans secured by real estate: | 1,035,539 |
| Tier 1 Leverage Ratio | 8.77 |
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Commercial and industrial loans | 128,143 |
| Tier 1 Capital Ratio | 11.28 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 11.99 |
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Loans to individuals - Other | 3,082 |
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:· North State Bank
