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North State Bank
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North State Bank
| RSSD ID 2915461 | CERTIFICATE 35519 | ABA NUMBER 53112356 |
| 6204 Falls Of The Neuse Road |
Quarter Ended : |
2026-06-30 |
| Raleigh, North Carolina, 27609 |
Updated : |
2026-07-30 |
| www.northstatebank.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
7 |
Number of Employees : |
196 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,461,914 |
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Total Interest Income | 36,344 |
| Total Liabilities | 1,338,966 |
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Total NonInterest Income | 4,709 |
| Total Bank Equity Capital | 122,948 |
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Total Interest Expense | 9,607 |
| Total Deposits | 1,226,703 |
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Total NonInterest Expense | 25,796 |
| Net Loans & Leases | 1,144,918 |
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Net Income | 5,670 |
| Loan Loss Allowance | 7,686 |
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Net Charge Offs | (197) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 130,453 |
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Total loans | 1,173,892 |
| Total assets for the leverage ratio | 1,442,691 |
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Loans secured by real estate: | 1,039,368 |
| Tier 1 Leverage Ratio | 8.5 |
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Commercial and industrial loans | 131,230 |
| Tier 1 Capital Ratio | 11.34 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.07 |
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Loans to individuals - Other | 2,903 |
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