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 Hamlin Bank and Trust Company
Hamlin Bank and Trust Company
| RSSD ID 291611 | CERTIFICATE 11113 | ABA NUMBER 31309505 |
| 333 W Main St |
Quarter Ended : |
2025-03-31 |
| Smethport, Pennsylvania, 16749 |
Updated : |
2025-04-29 |
| www.hamlinbank.com |
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| Institution Profile |
| Year Opened : |
1863 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
95 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 441,972 |
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Total Interest Income | 5,131 |
| Total Liabilities | 352,771 |
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Total NonInterest Income | 346 |
| Total Bank Equity Capital | 89,201 |
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Total Interest Expense | 1,519 |
| Total Deposits | 346,951 |
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Total NonInterest Expense | 2,741 |
| Net Loans & Leases | 289,032 |
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Net Income | (571) |
| Loan Loss Allowance | 3,366 |
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Net Charge Offs | 35 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 291,070 |
| Total assets for the leverage ratio | 441,441 |
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Loans secured by real estate: | 263,198 |
| Tier 1 Leverage Ratio | 20.59 |
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Commercial and industrial loans | 6,650 |
| Off Balance Sheet Exposures (%) | 1.6 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,888 |
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:· Hamlin Bank and Trust Company
