|
 |
|
|
 Hamlin Bank and Trust Company
Hamlin Bank and Trust Company
| RSSD ID 291611 | CERTIFICATE 11113 | ABA NUMBER 31309505 |
| 333 W Main St |
Quarter Ended : |
2025-09-30 |
| Smethport, Pennsylvania, 16749 |
Updated : |
2025-10-30 |
| www.hamlinbank.com |
|
| Institution Profile |
| Year Opened : |
1863 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
94 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 458,427 |
|
Total Interest Income | 15,854 |
| Total Liabilities | 364,201 |
|
Total NonInterest Income | 1,083 |
| Total Bank Equity Capital | 94,226 |
|
Total Interest Expense | 4,714 |
| Total Deposits | 356,876 |
|
Total NonInterest Expense | 8,409 |
| Net Loans & Leases | 295,400 |
|
Net Income | 5,020 |
| Loan Loss Allowance | 3,323 |
|
Net Charge Offs | 236 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 295,319 |
| Total assets for the leverage ratio | 453,784 |
|
Loans secured by real estate: | 267,330 |
| Tier 1 Leverage Ratio | 20.71 |
|
Commercial and industrial loans | 6,623 |
| Off Balance Sheet Exposures (%) | 2.99 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 21,034 |
|
|
|
|
:· Hamlin Bank and Trust Company
