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American Bank & Trust Company, Inc.
American Bank & Trust Company, Inc.
| RSSD ID 2919898 | CERTIFICATE 35568 | ABA NUMBER 83908323 |
| 531 Lovers Ln |
Quarter Ended : |
2025-12-31 |
| Bowling Green, Kentucky, 42103 |
Updated : |
2026-01-21 |
| www.ambanking.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
102 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 875,578 |
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Total Interest Income | 53,753 |
| Total Liabilities | 795,158 |
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Total NonInterest Income | 2,731 |
| Total Bank Equity Capital | 80,420 |
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Total Interest Expense | 27,064 |
| Total Deposits | 757,541 |
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Total NonInterest Expense | 16,158 |
| Net Loans & Leases | 700,734 |
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Net Income | 9,241 |
| Loan Loss Allowance | 6,775 |
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Net Charge Offs | 324 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 92,736 |
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Total loans | 709,036 |
| Total assets for the leverage ratio | 901,314 |
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Loans secured by real estate: | 625,019 |
| Tier 1 Leverage Ratio | 9.51 |
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Commercial and industrial loans | 76,696 |
| Tier 1 Capital Ratio | 11.46 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.4 |
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Loans to individuals - Other | 6,380 |
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