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 Citizens Bank of Cumberland County, Inc.
Citizens Bank of Cumberland County, Inc.
| RSSD ID 2921622 | CERTIFICATE 35442 | ABA NUMBER 83908307 |
| 209 Keen St |
Quarter Ended : |
2025-12-31 |
| Burkesville, Kentucky, 42717 |
Updated : |
2026-01-24 |
| www.cbcconline.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
22 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 96,054 |
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Total Interest Income | 5,891 |
| Total Liabilities | 85,011 |
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Total NonInterest Income | 471 |
| Total Bank Equity Capital | 11,043 |
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Total Interest Expense | 1,485 |
| Total Deposits | 82,729 |
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Total NonInterest Expense | 2,908 |
| Net Loans & Leases | 65,518 |
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Net Income | 1,969 |
| Loan Loss Allowance | 729 |
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Net Charge Offs | 43 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 65,619 |
| Total assets for the leverage ratio | 96,508 |
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Loans secured by real estate: | 53,159 |
| Tier 1 Leverage Ratio | 11.56 |
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Commercial and industrial loans | 3,504 |
| Off Balance Sheet Exposures (%) | 4.88 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 8,957 |
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:· Citizens Bank of Cumberland County, Inc.
