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First Financial Bank
First Financial Bank
RSSD ID 292234 | CERTIFICATE 19440 | ABA NUMBER 262286950 |
1630 4th Ave N |
Quarter Ended : |
2025-03-31 |
Bessemer, Alabama, 35020 |
Updated : |
2025-04-30 |
www.ffbalabama.com |
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Institution Profile |
Year Opened : |
1965 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FDIC |
Member Federal Reserve : |
No |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
8 |
Number of Employees : |
69 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 241,520 |
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Total Interest Income | 2,379 |
Total Liabilities | 237,274 |
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Total NonInterest Income | 899 |
Total Bank Equity Capital | 4,246 |
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Total Interest Expense | 536 |
Total Deposits | 236,727 |
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Total NonInterest Expense | 2,078 |
Net Loans & Leases | 114,520 |
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Net Income | 654 |
Loan Loss Allowance | 1,362 |
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Net Charge Offs | 12 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 25,615 |
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Total loans | 116,515 |
Total assets for the leverage ratio | 230,331 |
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Loans secured by real estate: | 105,019 |
Tier 1 Leverage Ratio | 10.48 |
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Commercial and industrial loans | 8,912 |
Tier 1 Capital Ratio | 15.39 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 16.33 |
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Loans to individuals - Other | 2,543 |
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