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 First Financial Bank
First Financial Bank
| RSSD ID 292234 | CERTIFICATE 19440 | ABA NUMBER 262286950 |
| 1630 4th Ave N |
Quarter Ended : |
2025-12-31 |
| Bessemer, Alabama, 35020 |
Updated : |
2026-01-29 |
| www.ffbalabama.com |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
74 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 244,971 |
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Total Interest Income | 10,103 |
| Total Liabilities | 237,704 |
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Total NonInterest Income | 3,588 |
| Total Bank Equity Capital | 7,267 |
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Total Interest Expense | 2,284 |
| Total Deposits | 237,150 |
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Total NonInterest Expense | 8,540 |
| Net Loans & Leases | 127,527 |
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Net Income | 2,645 |
| Loan Loss Allowance | 1,358 |
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Net Charge Offs | 49 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 26,702 |
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Total loans | 130,032 |
| Total assets for the leverage ratio | 245,310 |
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Loans secured by real estate: | 116,039 |
| Tier 1 Leverage Ratio | 10.31 |
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Commercial and industrial loans | 11,386 |
| Tier 1 Capital Ratio | 15.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.15 |
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Loans to individuals - Other | 2,608 |
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:· First Financial Bank
