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 The First National Bank of Wakefield
The First National Bank of Wakefield
| RSSD ID 292850 | CERTIFICATE 5076 | ABA NUMBER 91108746 |
| 401 Sunday Lake St |
Quarter Ended : |
2025-03-31 |
| Wakefield, Michigan, 49968 |
Updated : |
2025-04-07 |
| www.fnbwakefieldmi.com/ |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 53,367 |
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Total Interest Income | 562 |
| Total Liabilities | 48,845 |
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Total NonInterest Income | 37 |
| Total Bank Equity Capital | 4,522 |
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Total Interest Expense | 64 |
| Total Deposits | 48,705 |
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Total NonInterest Expense | 447 |
| Net Loans & Leases | 21,162 |
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Net Income | 81 |
| Loan Loss Allowance | 275 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 5,466 |
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Total loans | 21,568 |
| Total assets for the leverage ratio | 53,927 |
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Loans secured by real estate: | 14,156 |
| Tier 1 Leverage Ratio | 9.63 |
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Commercial and industrial loans | 1,120 |
| Tier 1 Capital Ratio | 23.09 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 24.31 |
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Loans to individuals - Other | 6,105 |
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:· The First National Bank of Wakefield
