|
 |
|
|
 Cornerstone National Bank & Trust Company
Cornerstone National Bank & Trust Company
| RSSD ID 2929392 | CERTIFICATE 57061 | ABA NUMBER 71926155 |
| 1 W Northwest Hwy |
Quarter Ended : |
2025-09-30 |
| Palatine, Illinois, 60067 |
Updated : |
2025-10-17 |
| www.cnbtc.bank |
|
| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
101 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,018,932 |
|
Total Interest Income | 40,287 |
| Total Liabilities | 916,115 |
|
Total NonInterest Income | 4,088 |
| Total Bank Equity Capital | 102,817 |
|
Total Interest Expense | 12,770 |
| Total Deposits | 904,560 |
|
Total NonInterest Expense | 19,957 |
| Net Loans & Leases | 707,437 |
|
Net Income | 8,363 |
| Loan Loss Allowance | 8,931 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 114,171 |
|
Total loans | 698,356 |
| Total assets for the leverage ratio | 1,025,272 |
|
Loans secured by real estate: | 488,148 |
| Tier 1 Leverage Ratio | 10.25 |
|
Commercial and industrial loans | 204,682 |
| Tier 1 Capital Ratio | 12.75 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.86 |
|
Loans to individuals - Other | 2,154 |
|
|
|
|
:· Cornerstone National Bank & Trust Company
