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 The Citizens Bank of Winfield
The Citizens Bank of Winfield
| RSSD ID 293437 | CERTIFICATE 52 | ABA NUMBER 62204938 |
| 236 Bankhead Hwy |
Quarter Ended : |
2025-12-31 |
| Winfield, Alabama, 35594 |
Updated : |
2026-01-29 |
| www.cbwinfield.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 294,607 |
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Total Interest Income | 13,959 |
| Total Liabilities | 267,099 |
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Total NonInterest Income | 1,219 |
| Total Bank Equity Capital | 27,508 |
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Total Interest Expense | 7,880 |
| Total Deposits | 221,217 |
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Total NonInterest Expense | 5,147 |
| Net Loans & Leases | 111,327 |
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Net Income | 1,334 |
| Loan Loss Allowance | 1,028 |
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Net Charge Offs | 546 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 109,010 |
| Total assets for the leverage ratio | 323,619 |
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Loans secured by real estate: | 63,435 |
| Tier 1 Leverage Ratio | 17.69 |
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Commercial and industrial loans | 16,921 |
| Off Balance Sheet Exposures (%) | 2.99 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,919 |
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:· The Citizens Bank of Winfield
