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 The Citizens Bank of Winfield
The Citizens Bank of Winfield
| RSSD ID 293437 | CERTIFICATE 52 | ABA NUMBER 62204938 |
| 236 Bankhead Hwy |
Quarter Ended : |
2025-03-31 |
| Winfield, Alabama, 35594 |
Updated : |
2025-04-27 |
| www.cbwinfield.com |
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| Institution Profile |
| Year Opened : |
1920 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
1 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 271,298 |
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Total Interest Income | 3,278 |
| Total Liabilities | 247,588 |
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Total NonInterest Income | 235 |
| Total Bank Equity Capital | 23,710 |
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Total Interest Expense | 2,007 |
| Total Deposits | 218,045 |
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Total NonInterest Expense | 1,278 |
| Net Loans & Leases | 90,408 |
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Net Income | 160 |
| Loan Loss Allowance | 978 |
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Net Charge Offs | 66 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 91,047 |
| Total assets for the leverage ratio | 310,112 |
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Loans secured by real estate: | 55,827 |
| Tier 1 Leverage Ratio | 18.34 |
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Commercial and industrial loans | 12,445 |
| Off Balance Sheet Exposures (%) | 2.58 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,253 |
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:· The Citizens Bank of Winfield
