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 Oxford University Bank
Oxford University Bank
| RSSD ID 2938769 | CERTIFICATE 57034 | ABA NUMBER 84206150 |
| 1500 University Ave |
Quarter Ended : |
2024-06-30 |
| Oxford, Mississippi, 38655 |
Updated : |
2024-07-29 |
| www.oubol.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 231,550 |
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Total Interest Income | 5,295 |
| Total Liabilities | 209,490 |
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Total NonInterest Income | 312 |
| Total Bank Equity Capital | 22,060 |
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Total Interest Expense | 1,288 |
| Total Deposits | 206,017 |
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Total NonInterest Expense | 2,037 |
| Net Loans & Leases | 169,777 |
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Net Income | 636 |
| Loan Loss Allowance | 2,237 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 21,269 |
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Total loans | 171,909 |
| Total assets for the leverage ratio | 227,388 |
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Loans secured by real estate: | 148,339 |
| Tier 1 Leverage Ratio | 8.62 |
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Commercial and industrial loans | 16,937 |
| Tier 1 Capital Ratio | 11.06 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12 |
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Loans to individuals - Other | 6,599 |
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:· Oxford University Bank
