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First State Bank
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First State Bank
| RSSD ID 294023 | CERTIFICATE 9437 | ABA NUMBER 42212050 |
| 19230 State Route 136 |
Quarter Ended : |
2026-06-30 |
| Winchester, Ohio, 45697 |
Updated : |
2026-07-28 |
| www.fsb4me.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
18 |
Number of Employees : |
189 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,240,816 |
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Total Interest Income | 29,122 |
| Total Liabilities | 1,132,366 |
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Total NonInterest Income | 3,245 |
| Total Bank Equity Capital | 108,450 |
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Total Interest Expense | 10,831 |
| Total Deposits | 1,097,693 |
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Total NonInterest Expense | 13,354 |
| Net Loans & Leases | 565,101 |
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Net Income | 6,588 |
| Loan Loss Allowance | 8,224 |
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Net Charge Offs | 74 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 138,300 |
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Total loans | 572,052 |
| Total assets for the leverage ratio | 1,241,799 |
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Loans secured by real estate: | 524,061 |
| Tier 1 Leverage Ratio | 10.47 |
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Commercial and industrial loans | 12,974 |
| Tier 1 Capital Ratio | 17.38 |
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Loans to individuals - Credit Cards | 394 |
| Total Capital Ratio | 18.48 |
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Loans to individuals - Other | 26,160 |
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