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 First State Bank
First State Bank
| RSSD ID 294023 | CERTIFICATE 9437 | ABA NUMBER 42212050 |
| 19230 State Route 136 |
Quarter Ended : |
2025-03-31 |
| Winchester, Ohio, 45697 |
Updated : |
2025-04-28 |
| www.fsb4me.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
18 |
Number of Employees : |
180 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,074,112 |
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Total Interest Income | 13,167 |
| Total Liabilities | 995,917 |
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Total NonInterest Income | 1,490 |
| Total Bank Equity Capital | 78,195 |
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Total Interest Expense | 4,742 |
| Total Deposits | 990,662 |
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Total NonInterest Expense | 6,055 |
| Net Loans & Leases | 535,621 |
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Net Income | 2,869 |
| Loan Loss Allowance | 6,784 |
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Net Charge Offs | 27 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 114,934 |
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Total loans | 533,288 |
| Total assets for the leverage ratio | 1,091,827 |
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Loans secured by real estate: | 479,485 |
| Tier 1 Leverage Ratio | 9.9 |
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Commercial and industrial loans | 13,343 |
| Tier 1 Capital Ratio | 16.37 |
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Loans to individuals - Credit Cards | 442 |
| Total Capital Ratio | 17.4 |
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Loans to individuals - Other | 29,445 |
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:· First State Bank
