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 First State Bank
First State Bank
| RSSD ID 294023 | CERTIFICATE 9437 | ABA NUMBER 42212050 |
| 19230 State Route 136 |
Quarter Ended : |
2025-09-30 |
| Winchester, Ohio, 45697 |
Updated : |
2025-10-28 |
| www.fsb4me.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
18 |
Number of Employees : |
181 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,120,482 |
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Total Interest Income | 41,322 |
| Total Liabilities | 1,047,103 |
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Total NonInterest Income | 4,959 |
| Total Bank Equity Capital | 73,379 |
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Total Interest Expense | 15,562 |
| Total Deposits | 1,033,757 |
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Total NonInterest Expense | 18,974 |
| Net Loans & Leases | 548,161 |
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Net Income | 8,635 |
| Loan Loss Allowance | 7,593 |
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Net Charge Offs | 120 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 107,666 |
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Total loans | 547,607 |
| Total assets for the leverage ratio | 1,160,384 |
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Loans secured by real estate: | 495,485 |
| Tier 1 Leverage Ratio | 8.62 |
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Commercial and industrial loans | 13,176 |
| Tier 1 Capital Ratio | 14.54 |
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Loans to individuals - Credit Cards | 417 |
| Total Capital Ratio | 15.64 |
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Loans to individuals - Other | 28,286 |
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:· First State Bank
