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 First State Bank
First State Bank
| RSSD ID 294023 | CERTIFICATE 9437 | ABA NUMBER 42212050 |
| 19230 State Route 136 |
Quarter Ended : |
2025-12-31 |
| Winchester, Ohio, 45697 |
Updated : |
2026-01-22 |
| www.fsb4me.com |
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| Institution Profile |
| Year Opened : |
1934 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
17 |
Number of Employees : |
181 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,151,176 |
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Total Interest Income | 55,599 |
| Total Liabilities | 1,049,924 |
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Total NonInterest Income | 6,699 |
| Total Bank Equity Capital | 101,252 |
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Total Interest Expense | 20,844 |
| Total Deposits | 1,040,353 |
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Total NonInterest Expense | 25,250 |
| Net Loans & Leases | 554,474 |
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Net Income | 11,499 |
| Loan Loss Allowance | 7,837 |
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Net Charge Offs | 331 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 132,342 |
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Total loans | 558,314 |
| Total assets for the leverage ratio | 1,163,829 |
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Loans secured by real estate: | 507,524 |
| Tier 1 Leverage Ratio | 10.69 |
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Commercial and industrial loans | 13,407 |
| Tier 1 Capital Ratio | 17.44 |
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Loans to individuals - Credit Cards | 415 |
| Total Capital Ratio | 18.54 |
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Loans to individuals - Other | 27,360 |
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:· First State Bank
