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BCB Community Bank
BCB Community Bank
| RSSD ID 2954059 | CERTIFICATE 35541 | ABA NUMBER 21213520 |
| 860 Broadway |
Quarter Ended : |
2025-12-31 |
| Bayonne, New Jersey, 7002 |
Updated : |
2026-01-30 |
| www.bcb.bank |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
27 |
Number of Employees : |
311 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 3,278,810 |
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Total Interest Income | 173,874 |
| Total Liabilities | 2,930,876 |
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Total NonInterest Income | (7,153) |
| Total Bank Equity Capital | 347,934 |
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Total Interest Expense | 75,651 |
| Total Deposits | 2,674,220 |
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Total NonInterest Expense | 62,392 |
| Net Loans & Leases | 2,691,091 |
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Net Income | (9,225) |
| Loan Loss Allowance | 33,691 |
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Net Charge Offs | 43,109 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 2,786,126 |
| Total assets for the leverage ratio | 3,310,793 |
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Loans secured by real estate: | 2,525,574 |
| Tier 1 Leverage Ratio | 10.39 |
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Commercial and industrial loans | 257,271 |
| Off Balance Sheet Exposures (%) | 5.67 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,182 |
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