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 Northstar Bank
Northstar Bank
| RSSD ID 2958972 | CERTIFICATE 57097 | ABA NUMBER 72414064 |
| 833 S Van Dyke Rd |
Quarter Ended : |
2025-09-30 |
| Bad Axe, Michigan, 48413 |
Updated : |
2025-10-28 |
| WWW.NORTHSTARATHOME.COM |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
144 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,116,598 |
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Total Interest Income | 43,393 |
| Total Liabilities | 1,019,329 |
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Total NonInterest Income | 6,784 |
| Total Bank Equity Capital | 97,269 |
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Total Interest Expense | 13,067 |
| Total Deposits | 936,913 |
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Total NonInterest Expense | 21,609 |
| Net Loans & Leases | 943,334 |
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Net Income | 9,743 |
| Loan Loss Allowance | 12,167 |
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Net Charge Offs | 2,162 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 919,561 |
| Total assets for the leverage ratio | 1,082,416 |
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Loans secured by real estate: | 702,868 |
| Tier 1 Leverage Ratio | 9.36 |
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Commercial and industrial loans | 149,338 |
| Off Balance Sheet Exposures (%) | 17.45 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0.42 |
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Loans to individuals - Other | 9,831 |
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:· Northstar Bank
