|
 |
|
|
 First Carolina Bank
First Carolina Bank
| RSSD ID 2963266 | CERTIFICATE 35530 | ABA NUMBER 53112408 |
| 171 N Winstead Ave |
Quarter Ended : |
2025-03-31 |
| Rocky Mount, North Carolina, 27804 |
Updated : |
2025-05-01 |
| www.firstcarolinabank.com |
|
| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
156 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,217,102 |
|
Total Interest Income | 44,410 |
| Total Liabilities | 2,819,171 |
|
Total NonInterest Income | 1,118 |
| Total Bank Equity Capital | 397,931 |
|
Total Interest Expense | 19,622 |
| Total Deposits | 2,716,753 |
|
Total NonInterest Expense | 18,603 |
| Net Loans & Leases | 2,628,105 |
|
Net Income | 5,652 |
| Loan Loss Allowance | 21,694 |
|
Net Charge Offs | 22 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 422,539 |
|
Total loans | 2,637,549 |
| Total assets for the leverage ratio | 3,157,649 |
|
Loans secured by real estate: | 2,337,430 |
| Tier 1 Leverage Ratio | 12.58 |
|
Commercial and industrial loans | 298,310 |
| Tier 1 Capital Ratio | 12.97 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.79 |
|
Loans to individuals - Other | 1,809 |
|
|
|
|
:· First Carolina Bank
