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 First Carolina Bank
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First Carolina Bank
| RSSD ID 2963266 | CERTIFICATE 35530 | ABA NUMBER 53112408 |
| 171 N Winstead Ave |
Quarter Ended : |
2026-06-30 |
| Rocky Mount, North Carolina, 27804 |
Updated : |
2026-07-30 |
| www.firstcarolinabank.com |
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| Institution Profile |
| Year Opened : |
2000 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
272 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,405,879 |
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Total Interest Income | 92,586 |
| Total Liabilities | 2,950,281 |
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Total NonInterest Income | 14,190 |
| Total Bank Equity Capital | 455,598 |
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Total Interest Expense | 39,439 |
| Total Deposits | 2,870,251 |
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Total NonInterest Expense | 51,620 |
| Net Loans & Leases | 2,720,485 |
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Net Income | 13,136 |
| Loan Loss Allowance | 22,064 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 401,795 |
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Total loans | 2,688,901 |
| Total assets for the leverage ratio | 3,320,229 |
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Loans secured by real estate: | 2,372,951 |
| Tier 1 Leverage Ratio | 11.36 |
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Commercial and industrial loans | 314,001 |
| Tier 1 Capital Ratio | 12.88 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.72 |
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Loans to individuals - Other | 1,962 |
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:· First Carolina Bank
