|
 |
|
|
 The Citizens Bank of Philadelphia, Mississippi
|
The Citizens Bank of Philadelphia, Mississippi
| RSSD ID 29636 | CERTIFICATE 12204 | ABA NUMBER 65302154 |
| 521 W Main St |
Quarter Ended : |
2026-03-31 |
| Philadelphia, Mississippi, 39350 |
Updated : |
2026-05-06 |
| www.thecitizensbankphila.com |
|
| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
270 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,528,973 |
|
Total Interest Income | 17,483 |
| Total Liabilities | 1,448,638 |
|
Total NonInterest Income | 4,024 |
| Total Bank Equity Capital | 80,335 |
|
Total Interest Expense | 5,972 |
| Total Deposits | 1,345,964 |
|
Total NonInterest Expense | 11,246 |
| Net Loans & Leases | 836,607 |
|
Net Income | 2,586 |
| Loan Loss Allowance | 8,875 |
|
Net Charge Offs | 1,073 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 145,092 |
|
Total loans | 844,158 |
| Total assets for the leverage ratio | 1,501,168 |
|
Loans secured by real estate: | 723,615 |
| Tier 1 Leverage Ratio | 8.97 |
|
Commercial and industrial loans | 82,723 |
| Tier 1 Capital Ratio | 12.44 |
|
Loans to individuals - Credit Cards | 4,035 |
| Total Capital Ratio | 13.41 |
|
Loans to individuals - Other | 16,854 |
|
|
|
|
:· The Citizens Bank of Philadelphia, Mississippi
