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 The Citizens Bank of Philadelphia, Mississippi
The Citizens Bank of Philadelphia, Mississippi
| RSSD ID 29636 | CERTIFICATE 12204 | ABA NUMBER 65302154 |
| 521 W Main St |
Quarter Ended : |
2025-09-30 |
| Philadelphia, Mississippi, 39350 |
Updated : |
2025-11-06 |
| www.thecitizensbankphila.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
26 |
Number of Employees : |
268 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,593,139 |
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Total Interest Income | 53,265 |
| Total Liabilities | 1,521,767 |
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Total NonInterest Income | 8,365 |
| Total Bank Equity Capital | 71,372 |
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Total Interest Expense | 20,695 |
| Total Deposits | 1,182,778 |
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Total NonInterest Expense | 31,014 |
| Net Loans & Leases | 822,591 |
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Net Income | 6,850 |
| Loan Loss Allowance | 8,611 |
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Net Charge Offs | 140 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 136,741 |
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Total loans | 824,235 |
| Total assets for the leverage ratio | 1,534,568 |
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Loans secured by real estate: | 723,349 |
| Tier 1 Leverage Ratio | 8.3 |
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Commercial and industrial loans | 67,779 |
| Tier 1 Capital Ratio | 12.08 |
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Loans to individuals - Credit Cards | 3,887 |
| Total Capital Ratio | 12.97 |
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Loans to individuals - Other | 15,486 |
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:· The Citizens Bank of Philadelphia, Mississippi
