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 Citizens State Bank
Citizens State Bank
| RSSD ID 296755 | CERTIFICATE 15519 | ABA NUMBER 111321856 |
| 111 S Robinson St |
Quarter Ended : |
2025-12-31 |
| Miles, Texas, 76861 |
Updated : |
2026-02-04 |
| www.citizensstatebk.com |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 273,768 |
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Total Interest Income | 16,872 |
| Total Liabilities | 245,556 |
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Total NonInterest Income | 731 |
| Total Bank Equity Capital | 28,212 |
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Total Interest Expense | 5,814 |
| Total Deposits | 244,807 |
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Total NonInterest Expense | 4,741 |
| Net Loans & Leases | 203,042 |
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Net Income | 6,808 |
| Loan Loss Allowance | 2,688 |
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Net Charge Offs | 53 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 202,368 |
| Total assets for the leverage ratio | 279,744 |
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Loans secured by real estate: | 141,162 |
| Tier 1 Leverage Ratio | 10.1 |
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Commercial and industrial loans | 39,833 |
| Off Balance Sheet Exposures (%) | 10.53 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 5,599 |
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:· Citizens State Bank
