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 Guardian Bank
Guardian Bank
| RSSD ID 2989006 | CERTIFICATE 57127 | ABA NUMBER 61220049 |
| 701 Wildwood Plantation Dr |
Quarter Ended : |
2025-09-30 |
| Valdosta, Georgia, 31602 |
Updated : |
2025-10-28 |
| https://www.guardian.bank |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
49 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 576,762 |
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Total Interest Income | 22,262 |
| Total Liabilities | 525,984 |
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Total NonInterest Income | 1,675 |
| Total Bank Equity Capital | 50,778 |
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Total Interest Expense | 8,935 |
| Total Deposits | 511,349 |
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Total NonInterest Expense | 8,618 |
| Net Loans & Leases | 357,841 |
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Net Income | 6,187 |
| Loan Loss Allowance | 5,690 |
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Net Charge Offs | 74 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 71,793 |
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Total loans | 358,842 |
| Total assets for the leverage ratio | 582,466 |
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Loans secured by real estate: | 314,835 |
| Tier 1 Leverage Ratio | 11.47 |
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Commercial and industrial loans | 38,212 |
| Tier 1 Capital Ratio | 16.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.09 |
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Loans to individuals - Other | 3,989 |
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:· Guardian Bank
