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 Guardian Bank
Guardian Bank
| RSSD ID 2989006 | CERTIFICATE 57127 | ABA NUMBER 61220049 |
| 701 Wildwood Plantation Dr |
Quarter Ended : |
2025-03-31 |
| Valdosta, Georgia, 31602 |
Updated : |
2025-04-28 |
| https://www.guardian.bank |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 590,758 |
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Total Interest Income | 7,451 |
| Total Liabilities | 546,835 |
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Total NonInterest Income | 374 |
| Total Bank Equity Capital | 43,923 |
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Total Interest Expense | 3,091 |
| Total Deposits | 534,740 |
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Total NonInterest Expense | 2,697 |
| Net Loans & Leases | 360,488 |
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Net Income | 1,977 |
| Loan Loss Allowance | 5,647 |
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Net Charge Offs | 4 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 68,918 |
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Total loans | 368,094 |
| Total assets for the leverage ratio | 609,320 |
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Loans secured by real estate: | 323,102 |
| Tier 1 Leverage Ratio | 10.49 |
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Commercial and industrial loans | 38,451 |
| Tier 1 Capital Ratio | 15.97 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.23 |
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Loans to individuals - Other | 4,445 |
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:· Guardian Bank
