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 Guardian Bank
Guardian Bank
| RSSD ID 2989006 | CERTIFICATE 57127 | ABA NUMBER 61220049 |
| 701 Wildwood Plantation Dr |
Quarter Ended : |
2025-12-31 |
| Valdosta, Georgia, 31602 |
Updated : |
2026-02-12 |
| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
50 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 590,895 |
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Total Interest Income | 29,825 |
| Total Liabilities | 540,159 |
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Total NonInterest Income | 2,108 |
| Total Bank Equity Capital | 50,736 |
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Total Interest Expense | 11,725 |
| Total Deposits | 525,466 |
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Total NonInterest Expense | 11,611 |
| Net Loans & Leases | 361,250 |
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Net Income | 8,383 |
| Loan Loss Allowance | 5,703 |
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Net Charge Offs | 76 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 365,618 |
| Total assets for the leverage ratio | 598,413 |
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Loans secured by real estate: | 322,728 |
| Tier 1 Leverage Ratio | 11.06 |
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Commercial and industrial loans | 37,601 |
| Off Balance Sheet Exposures (%) | 6.46 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 4,060 |
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:· Guardian Bank
