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 Community Bank of Santa Maria
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Community Bank of Santa Maria
| RSSD ID 2997216 | CERTIFICATE 57073 | ABA NUMBER 122243237 |
| 2739 Santa Maria Way |
Quarter Ended : |
2026-03-31 |
| Santa Maria, California, 93455 |
Updated : |
2026-04-20 |
| www.yourcbsm.com |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 405,124 |
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Total Interest Income | 5,028 |
| Total Liabilities | 367,414 |
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Total NonInterest Income | 291 |
| Total Bank Equity Capital | 37,710 |
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Total Interest Expense | 720 |
| Total Deposits | 357,053 |
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Total NonInterest Expense | 3,116 |
| Net Loans & Leases | 294,079 |
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Net Income | 1,057 |
| Loan Loss Allowance | 2,967 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 45,079 |
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Total loans | 291,137 |
| Total assets for the leverage ratio | 414,808 |
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Loans secured by real estate: | 242,193 |
| Tier 1 Leverage Ratio | 10.11 |
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Commercial and industrial loans | 29,411 |
| Tier 1 Capital Ratio | 13.3 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.3 |
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Loans to individuals - Other | 373 |
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:· Community Bank of Santa Maria
