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 First Century Bank, National Association
First Century Bank, National Association
| RSSD ID 2997748 | CERTIFICATE 57123 | ABA NUMBER 61120084 |
| 1731 N Elm St |
Quarter Ended : |
2025-12-31 |
| Commerce, Georgia, 30529 |
Updated : |
2026-01-30 |
| www.myfirstcenturybank.com |
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| Institution Profile |
| Year Opened : |
2002 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
73 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 983,746 |
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Total Interest Income | 29,255 |
| Total Liabilities | 853,496 |
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Total NonInterest Income | 8,364 |
| Total Bank Equity Capital | 130,250 |
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Total Interest Expense | 1,337 |
| Total Deposits | 846,202 |
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Total NonInterest Expense | 22,201 |
| Net Loans & Leases | 262,237 |
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Net Income | 11,678 |
| Loan Loss Allowance | 556 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 151,743 |
| Total assets for the leverage ratio | 790,834 |
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Loans secured by real estate: | 11,110 |
| Tier 1 Leverage Ratio | 16.66 |
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Commercial and industrial loans | 52,800 |
| Off Balance Sheet Exposures (%) | 1.52 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 87,833 |
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:· First Century Bank, National Association
