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 First Century Bank, National Association
First Century Bank, National Association
| RSSD ID 2997748 | CERTIFICATE 57123 | ABA NUMBER 61120084 |
| 1731 N Elm St |
Quarter Ended : |
2025-09-30 |
| Commerce, Georgia, 30529 |
Updated : |
2025-10-29 |
| www.myfirstcenturybank.com |
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| Institution Profile |
| Year Opened : |
2002 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
71 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 739,653 |
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Total Interest Income | 22,665 |
| Total Liabilities | 611,906 |
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Total NonInterest Income | 6,395 |
| Total Bank Equity Capital | 127,747 |
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Total Interest Expense | 1,043 |
| Total Deposits | 608,408 |
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Total NonInterest Expense | 16,308 |
| Net Loans & Leases | 115,331 |
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Net Income | 9,444 |
| Loan Loss Allowance | 517 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 106,154 |
| Total assets for the leverage ratio | 741,156 |
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Loans secured by real estate: | 10,238 |
| Tier 1 Leverage Ratio | 17.43 |
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Commercial and industrial loans | 46,825 |
| Off Balance Sheet Exposures (%) | 3.1 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 49,091 |
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:· First Century Bank, National Association
