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 Passumpsic Savings Bank
Passumpsic Savings Bank
| RSSD ID 300009 | CERTIFICATE 14134 | ABA NUMBER 211674775 |
| 497 Railroad St |
Quarter Ended : |
2025-09-30 |
| Saint Johnsbury, Vermont, 5819 |
Updated : |
2025-10-29 |
| www.passumpsicbank.com |
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| Institution Profile |
| Year Opened : |
1853 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
135 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 905,695 |
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Total Interest Income | 28,181 |
| Total Liabilities | 786,470 |
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Total NonInterest Income | 6,365 |
| Total Bank Equity Capital | 119,225 |
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Total Interest Expense | 9,184 |
| Total Deposits | 722,136 |
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Total NonInterest Expense | 23,382 |
| Net Loans & Leases | 625,655 |
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Net Income | 4,945 |
| Loan Loss Allowance | 7,192 |
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Net Charge Offs | 277 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 120,786 |
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Total loans | 637,950 |
| Total assets for the leverage ratio | 886,911 |
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Loans secured by real estate: | 561,025 |
| Tier 1 Leverage Ratio | 12.79 |
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Commercial and industrial loans | 28,014 |
| Tier 1 Capital Ratio | 19.39 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.64 |
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Loans to individuals - Other | 21,380 |
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:· Passumpsic Savings Bank
