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 Georgia Banking Company
Georgia Banking Company
| RSSD ID 3016347 | CERTIFICATE 57071 | ABA NUMBER 61019975 |
| 1776 Peachtree St Nw |
Quarter Ended : |
2025-12-31 |
| Atlanta, Georgia, 30309 |
Updated : |
2026-01-30 |
| www.georgiabanking.com |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
9 |
Number of Employees : |
229 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,693,811 |
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Total Interest Income | 164,822 |
| Total Liabilities | 2,435,812 |
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Total NonInterest Income | 9,178 |
| Total Bank Equity Capital | 257,999 |
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Total Interest Expense | 59,060 |
| Total Deposits | 2,372,650 |
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Total NonInterest Expense | 76,298 |
| Net Loans & Leases | 1,699,359 |
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Net Income | 25,161 |
| Loan Loss Allowance | 25,574 |
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Net Charge Offs | 911 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 276,260 |
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Total loans | 2,250,838 |
| Total assets for the leverage ratio | 2,664,114 |
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Loans secured by real estate: | 1,776,488 |
| Tier 1 Leverage Ratio | 9.37 |
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Commercial and industrial loans | 333,003 |
| Tier 1 Capital Ratio | 11.52 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.74 |
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Loans to individuals - Other | 44,576 |
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:· Georgia Banking Company
