|
 |
|
|
 Ulster Savings Bank
|
Ulster Savings Bank
| RSSD ID 301800 | CERTIFICATE 15970 | ABA NUMBER 221971264 |
| 180 Schwenk Dr |
Quarter Ended : |
2026-06-30 |
| Kingston, New York, 12401 |
Updated : |
2026-07-27 |
| www.ulstersavings.com |
|
| Institution Profile |
| Year Opened : |
1851 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
15 |
Number of Employees : |
236 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,392,069 |
|
Total Interest Income | 30,725 |
| Total Liabilities | 1,267,473 |
|
Total NonInterest Income | 8,195 |
| Total Bank Equity Capital | 124,596 |
|
Total Interest Expense | 9,870 |
| Total Deposits | 1,237,244 |
|
Total NonInterest Expense | 24,007 |
| Net Loans & Leases | 1,032,713 |
|
Net Income | 3,834 |
| Loan Loss Allowance | 11,427 |
|
Net Charge Offs | 162 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 149,422 |
|
Total loans | 1,048,453 |
| Total assets for the leverage ratio | 1,404,284 |
|
Loans secured by real estate: | 962,751 |
| Tier 1 Leverage Ratio | 9.79 |
|
Commercial and industrial loans | 52,146 |
| Tier 1 Capital Ratio | 13.97 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.18 |
|
Loans to individuals - Other | 24,807 |
|
|
|
|
:· Ulster Savings Bank
