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 First Community Bank of Central Alabama
First Community Bank of Central Alabama
| RSSD ID 3034257 | CERTIFICATE 57124 | ABA NUMBER 62206392 |
| 715 Wilson St |
Quarter Ended : |
2025-12-31 |
| Wetumpka, Alabama, 36092 |
Updated : |
2026-01-30 |
| www.fcbca.com |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
99 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 675,702 |
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Total Interest Income | 38,535 |
| Total Liabilities | 632,439 |
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Total NonInterest Income | 4,722 |
| Total Bank Equity Capital | 43,263 |
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Total Interest Expense | 8,695 |
| Total Deposits | 623,616 |
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Total NonInterest Expense | 16,707 |
| Net Loans & Leases | 455,823 |
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Net Income | 14,793 |
| Loan Loss Allowance | 8,958 |
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Net Charge Offs | 204 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 63,994 |
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Total loans | 456,964 |
| Total assets for the leverage ratio | 683,017 |
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Loans secured by real estate: | 379,591 |
| Tier 1 Leverage Ratio | 8.39 |
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Commercial and industrial loans | 46,893 |
| Tier 1 Capital Ratio | 10.81 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.07 |
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Loans to individuals - Other | 23,116 |
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:· First Community Bank of Central Alabama
