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 Wells River Savings Bank
Wells River Savings Bank
| RSSD ID 303701 | CERTIFICATE 14136 | ABA NUMBER 211674788 |
| 34 Main St N |
Quarter Ended : |
2025-12-31 |
| Wells River, Vermont, 5081 |
Updated : |
2026-01-29 |
| www.wellsriversavings.com |
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| Institution Profile |
| Year Opened : |
1892 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Consumer Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
53 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 251,880 |
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Total Interest Income | 12,002 |
| Total Liabilities | 229,095 |
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Total NonInterest Income | 1,242 |
| Total Bank Equity Capital | 22,785 |
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Total Interest Expense | 2,767 |
| Total Deposits | 219,733 |
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Total NonInterest Expense | 8,420 |
| Net Loans & Leases | 172,125 |
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Net Income | 1,678 |
| Loan Loss Allowance | 1,603 |
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Net Charge Offs | 118 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 29,609 |
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Total loans | 171,660 |
| Total assets for the leverage ratio | 259,963 |
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Loans secured by real estate: | 131,416 |
| Tier 1 Leverage Ratio | 10.77 |
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Commercial and industrial loans | 15,700 |
| Tier 1 Capital Ratio | 16.92 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.9 |
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Loans to individuals - Other | 14,976 |
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:· Wells River Savings Bank
