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 Victory Bank
Victory Bank
| RSSD ID 304762 | CERTIFICATE 18677 | ABA NUMBER 111317637 |
| 4401 Marsha Sharp Freeway |
Quarter Ended : |
2025-12-31 |
| Lubbock, Texas, 79407 |
Updated : |
2026-01-28 |
| victory.bank |
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| Institution Profile |
| Year Opened : |
1917 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
32 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 252,324 |
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Total Interest Income | 13,193 |
| Total Liabilities | 219,710 |
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Total NonInterest Income | 1,119 |
| Total Bank Equity Capital | 32,614 |
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Total Interest Expense | 4,180 |
| Total Deposits | 218,515 |
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Total NonInterest Expense | 7,327 |
| Net Loans & Leases | 125,626 |
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Net Income | 1,677 |
| Loan Loss Allowance | 1,306 |
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Net Charge Offs | 20 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 116,772 |
| Total assets for the leverage ratio | 249,544 |
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Loans secured by real estate: | 73,237 |
| Tier 1 Leverage Ratio | 12.18 |
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Commercial and industrial loans | 36,963 |
| Off Balance Sheet Exposures (%) | 17.61 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,435 |
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:· Victory Bank
