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 The First State Bank
The First State Bank
| RSSD ID 305059 | CERTIFICATE 11175 | ABA NUMBER 111309030 |
| 402 9th St |
Quarter Ended : |
2025-12-31 |
| Abernathy, Texas, 79311 |
Updated : |
2026-02-13 |
| www.fsbabernathy.net |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
19 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 127,606 |
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Total Interest Income | 9,785 |
| Total Liabilities | 111,422 |
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Total NonInterest Income | 1,333 |
| Total Bank Equity Capital | 16,123 |
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Total Interest Expense | 2,291 |
| Total Deposits | 95,217 |
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Total NonInterest Expense | 5,632 |
| Net Loans & Leases | 85,718 |
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Net Income | 2,481 |
| Loan Loss Allowance | 900 |
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Net Charge Offs | 217 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 16,791 |
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Total loans | 84,066 |
| Total assets for the leverage ratio | 122,735 |
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Loans secured by real estate: | 32,220 |
| Tier 1 Leverage Ratio | 12.95 |
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Commercial and industrial loans | 12,551 |
| Tier 1 Capital Ratio | 16.02 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.93 |
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Loans to individuals - Other | 4,450 |
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:· The First State Bank
