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Peru Federal Savings Bank
Peru Federal Savings Bank
| RSSD ID 305077 | CERTIFICATE 29384 | ABA NUMBER 271973128 |
| 1730 4th St |
Quarter Ended : |
2025-12-31 |
| Peru, Illinois, 61354 |
Updated : |
2026-01-30 |
| www.perufederalsavings.com |
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| Institution Profile |
| Year Opened : |
1887 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
25 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 207,356 |
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Total Interest Income | 8,892 |
| Total Liabilities | 175,243 |
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Total NonInterest Income | 846 |
| Total Bank Equity Capital | 32,113 |
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Total Interest Expense | 3,295 |
| Total Deposits | 172,099 |
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Total NonInterest Expense | 4,081 |
| Net Loans & Leases | 108,754 |
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Net Income | 1,826 |
| Loan Loss Allowance | 842 |
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Net Charge Offs | 3 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 34,414 |
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Total loans | 109,462 |
| Total assets for the leverage ratio | 206,206 |
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Loans secured by real estate: | 97,051 |
| Tier 1 Leverage Ratio | 16.27 |
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Commercial and industrial loans | 5,289 |
| Tier 1 Capital Ratio | 31.72 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 32.53 |
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Loans to individuals - Other | 3,600 |
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