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 Jeff Bank
Jeff Bank
| RSSD ID 306908 | CERTIFICATE 7123 | ABA NUMBER 21909342 |
| 4864 State Route 52 |
Quarter Ended : |
2025-09-30 |
| Jeffersonville, New York, 12748 |
Updated : |
2025-10-24 |
| www.jeff.bank |
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| Institution Profile |
| Year Opened : |
1913 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
10 |
Number of Employees : |
108 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 671,471 |
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Total Interest Income | 22,637 |
| Total Liabilities | 581,560 |
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Total NonInterest Income | 2,656 |
| Total Bank Equity Capital | 89,911 |
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Total Interest Expense | 894 |
| Total Deposits | 571,285 |
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Total NonInterest Expense | 12,428 |
| Net Loans & Leases | 350,936 |
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Net Income | 9,167 |
| Loan Loss Allowance | 4,745 |
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Net Charge Offs | (49) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 354,630 |
| Total assets for the leverage ratio | 662,382 |
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Loans secured by real estate: | 318,201 |
| Tier 1 Leverage Ratio | 14.43 |
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Commercial and industrial loans | 28,418 |
| Off Balance Sheet Exposures (%) | 0.06 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,551 |
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:· Jeff Bank
