FIRST RELIANCE BANCSHARES, INC. Financial Reports

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:· FIRST RELIANCE BANCSHARES, INC.

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FIRST RELIANCE BANCSHARES, INC.

Institution Profile

Year Opened :

2002

Institution Type :

Holding Company

Reserve District :

Richmond

Federal Regulator :

FED

Entity Type :

Bank Holding Company

Fiscal Year End :

12/31

Structure :

Corporation (stock)

S-Corp :

External Auditor :

Elliott Davis

Related Bank / Thrift	Assets	Asset Concentration
First Reliance Bank	1,095,897	Commercial Lending Specialization

Financial Fast Facts
Balance Sheet (USD, in thousands)		Income Statement (USD, in thousands, ytd)

Total Assets	113,040	Total Operating Income	5,532
Total Liabilities	19,974	Total Operating Expenses	1,395
Total Equity Capital	93,066	Equity in Undistributed Income	6,510
		Net income (loss)	10,906

Miscellaneous
Cash Dividends Declared by Bank Holding Company	0
Total Consolidated Assets of Bank Holding Company	1,093,359

Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury