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 United Community Bank of West Kentucky, Inc.
United Community Bank of West Kentucky, Inc.
| RSSD ID 3070545 | CERTIFICATE 57301 | ABA NUMBER 83908381 |
| 500 N Morgan St |
Quarter Ended : |
2025-12-31 |
| Morganfield, Kentucky, 42437 |
Updated : |
2026-01-29 |
| www.ucbwest.com |
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| Institution Profile |
| Year Opened : |
2001 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
6 |
Number of Employees : |
67 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 523,473 |
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Total Interest Income | 24,861 |
| Total Liabilities | 480,491 |
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Total NonInterest Income | 3,096 |
| Total Bank Equity Capital | 42,982 |
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Total Interest Expense | 10,587 |
| Total Deposits | 448,256 |
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Total NonInterest Expense | 9,083 |
| Net Loans & Leases | 317,480 |
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Net Income | 6,437 |
| Loan Loss Allowance | 3,500 |
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Net Charge Offs | 82 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 313,011 |
| Total assets for the leverage ratio | 512,960 |
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Loans secured by real estate: | 202,617 |
| Tier 1 Leverage Ratio | 10.8 |
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Commercial and industrial loans | 76,391 |
| Off Balance Sheet Exposures (%) | 5.01 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,731 |
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:· United Community Bank of West Kentucky, Inc.
