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 American Bank, National Association
American Bank, National Association
| RSSD ID 307361 | CERTIFICATE 23886 | ABA NUMBER 111900604 |
| 200 W State Highway 6 |
Quarter Ended : |
2025-12-31 |
| Waco, Texas, 76712 |
Updated : |
2026-01-30 |
| www.am.bank |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
77 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 625,207 |
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Total Interest Income | 32,967 |
| Total Liabilities | 562,380 |
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Total NonInterest Income | 2,161 |
| Total Bank Equity Capital | 62,827 |
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Total Interest Expense | 10,968 |
| Total Deposits | 560,138 |
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Total NonInterest Expense | 15,420 |
| Net Loans & Leases | 469,105 |
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Net Income | 8,520 |
| Loan Loss Allowance | 5,466 |
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Net Charge Offs | 5 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 69,503 |
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Total loans | 477,098 |
| Total assets for the leverage ratio | 635,685 |
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Loans secured by real estate: | 418,110 |
| Tier 1 Leverage Ratio | 10.05 |
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Commercial and industrial loans | 43,798 |
| Tier 1 Capital Ratio | 14.17 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.42 |
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Loans to individuals - Other | 4,154 |
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:· American Bank, National Association
