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American Bank, National Association
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American Bank, National Association
| RSSD ID 307361 | CERTIFICATE 23886 | ABA NUMBER 111900604 |
| 200 W State Highway 6 |
Quarter Ended : |
2026-06-30 |
| Waco, Texas, 76712 |
Updated : |
2026-07-29 |
| www.am.bank |
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| Institution Profile |
| Year Opened : |
1982 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
80 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 625,218 |
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Total Interest Income | 17,181 |
| Total Liabilities | 559,326 |
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Total NonInterest Income | 774 |
| Total Bank Equity Capital | 65,892 |
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Total Interest Expense | 4,845 |
| Total Deposits | 557,113 |
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Total NonInterest Expense | 7,857 |
| Net Loans & Leases | 480,713 |
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Net Income | 5,115 |
| Loan Loss Allowance | 5,533 |
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Net Charge Offs | (6) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 73,235 |
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Total loans | 485,161 |
| Total assets for the leverage ratio | 621,228 |
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Loans secured by real estate: | 423,916 |
| Tier 1 Leverage Ratio | 10.86 |
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Commercial and industrial loans | 47,361 |
| Tier 1 Capital Ratio | 14.59 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.84 |
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Loans to individuals - Other | 3,482 |
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