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 CenBank
CenBank
| RSSD ID 308256 | CERTIFICATE 8848 | ABA NUMBER 91906731 |
| 109 W Yellowstone Trl |
Quarter Ended : |
2025-09-30 |
| Buffalo Lake, Minnesota, 55314 |
Updated : |
2025-10-29 |
| www.cenbank.com |
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| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 78,037 |
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Total Interest Income | 2,977 |
| Total Liabilities | 71,866 |
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Total NonInterest Income | 177 |
| Total Bank Equity Capital | 6,171 |
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Total Interest Expense | 639 |
| Total Deposits | 71,154 |
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Total NonInterest Expense | 1,706 |
| Net Loans & Leases | 47,625 |
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Net Income | 813 |
| Loan Loss Allowance | 507 |
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Net Charge Offs | 62 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 6,639 |
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Total loans | 47,690 |
| Total assets for the leverage ratio | 79,203 |
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Loans secured by real estate: | 31,699 |
| Tier 1 Leverage Ratio | 7.74 |
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Commercial and industrial loans | 4,567 |
| Tier 1 Capital Ratio | 11.78 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.76 |
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Loans to individuals - Other | 4,034 |
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:· CenBank
