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 CenBank
CenBank
| RSSD ID 308256 | CERTIFICATE 8848 | ABA NUMBER 91906731 |
| 109 W Yellowstone Trl |
Quarter Ended : |
2025-12-31 |
| Buffalo Lake, Minnesota, 55314 |
Updated : |
2026-01-30 |
| Institution Profile |
| Year Opened : |
1893 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 87,184 |
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Total Interest Income | 4,062 |
| Total Liabilities | 80,968 |
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Total NonInterest Income | 224 |
| Total Bank Equity Capital | 6,216 |
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Total Interest Expense | 856 |
| Total Deposits | 80,576 |
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Total NonInterest Expense | 2,499 |
| Net Loans & Leases | 46,800 |
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Net Income | 935 |
| Loan Loss Allowance | 504 |
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Net Charge Offs | 63 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 6,660 |
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Total loans | 47,731 |
| Total assets for the leverage ratio | 84,711 |
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Loans secured by real estate: | 32,676 |
| Tier 1 Leverage Ratio | 7.26 |
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Commercial and industrial loans | 4,659 |
| Tier 1 Capital Ratio | 11.63 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.6 |
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Loans to individuals - Other | 3,615 |
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:· CenBank
