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United Bank & Trust Co.
United Bank & Trust Co.
| RSSD ID 3103591 | CERTIFICATE 57391 | ABA NUMBER 73922843 |
| 2101 S Center St |
Quarter Ended : |
2025-12-31 |
| Marshalltown, Iowa, 50158 |
Updated : |
2026-01-21 |
| www.bankubt.com |
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| Institution Profile |
| Year Opened : |
2002 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
16 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 122,915 |
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Total Interest Income | 5,369 |
| Total Liabilities | 110,994 |
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Total NonInterest Income | 779 |
| Total Bank Equity Capital | 11,921 |
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Total Interest Expense | 1,547 |
| Total Deposits | 109,002 |
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Total NonInterest Expense | 2,694 |
| Net Loans & Leases | 68,303 |
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Net Income | 1,504 |
| Loan Loss Allowance | 915 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 13,459 |
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Total loans | 68,814 |
| Total assets for the leverage ratio | 122,429 |
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Loans secured by real estate: | 57,992 |
| Tier 1 Leverage Ratio | 10.21 |
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Commercial and industrial loans | 6,690 |
| Tier 1 Capital Ratio | 16.06 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.3 |
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Loans to individuals - Other | 673 |
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