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 Luminate Bank
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Luminate Bank
| RSSD ID 310754 | CERTIFICATE 16635 | ABA NUMBER 91916255 |
| 2523 South Wayzata Boulevard |
Quarter Ended : |
2026-06-30 |
| Minneapolis, Minnesota, 55405 |
Updated : |
2026-07-30 |
| luminate.bank |
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| Institution Profile |
| Year Opened : |
1937 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
745 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 554,513 |
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Total Interest Income | 17,104 |
| Total Liabilities | 499,928 |
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Total NonInterest Income | 81,259 |
| Total Bank Equity Capital | 54,585 |
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Total Interest Expense | 8,334 |
| Total Deposits | 412,749 |
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Total NonInterest Expense | 81,138 |
| Net Loans & Leases | 237,020 |
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Net Income | 8,087 |
| Loan Loss Allowance | 4,381 |
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Net Charge Offs | 1,104 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 58,105 |
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Total loans | 426,709 |
| Total assets for the leverage ratio | 516,059 |
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Loans secured by real estate: | 380,180 |
| Tier 1 Leverage Ratio | 10.4 |
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Commercial and industrial loans | 40,876 |
| Tier 1 Capital Ratio | 12.73 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.79 |
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Loans to individuals - Other | 493 |
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:· Luminate Bank
